OUR credit PROCESS

Interested in working with us, but would like to know more?
Find out exactly how we can accelerate your credit repair results with our unique 5 steps system.


 
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1st Step – Schedule your free credit report consultation

Schedule your FREE credit report consultation, click here to get started.. This is a 20 minute private one on one virtual appointment with one of our friendly certified FICO professionals. At your free consultation you’re going to get some valuable resources that most people gladly pay for. But you won’t have to pay a single dime. No strings attached, we are passionate about helping people improve their lives. Once you schedule, you will receive an email to provide us your recent credit report. If you have a credit monitoring subscription you’ll need to provide us with either your login credentials or you can download a copy of your credit report and forward it to support@leafcreditsolutions.com

If forwarding us your credit monitoring we’ll need the following to access it:

  • Credit monitoring website:
  • Username:
  • Password:
  • Last 4 digits of social:
  • Security answer: (if applicable)

 
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2nd Step – Pick a plan

Okay, so you recognized that we are an excellent choice and would like to sign up. Now we need to pick one of the four awesome plans that would be most suitable for your needs and actual goals for improving your credit. We offer some affordable but powerful results driven plans that can turbo charge your results. We’ll recommend a plan based on your credit report, your goals and exact needs. Ultimately you make the final decision whether or not you’d like to go with what we recommend or make a choice of your own.

After you sign up, you’ll need to provide us with the following things..

  1. Your credit report or credit monitoring login credentials if we don’t have it already
  2. A clear copy of your driver license or state identification. This is required by the credit bureaus
  3. A copy of your social security card or passport. This is required by the credit bureaus.

Please forward all requested documents to support@leadcreditsolutions.com.


 
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3rd Step – A complete thorough credit report audit

A trained professional with more than 25 years of experience finding errors and getting them removed, will review your credit report, prep your disputes and setup your online account so you can track your results 24/7.

79% of all credit reports contain errors that qualify to be updated and removed from credit reports.

When your credit report is examined by our dispute department we’ll use our expert knowledge of consumer law to force the credit bureaus to remove all inaccurate, outdated and unverifiable accounts from your credit report.

Our strategies are Legal Effective Affordable Fast and permanent and we have an excellent record of removing items like

  • Charge-offs
  • Collections
  • Late pays
  • Repossessions
  • Tax liens
  • Foreclosures
  • Bankruptcy

 

4th Step – Advanced credit repair & score enhancement

Within 72 hours after you sign up, your disputes are prepped and ready to go out the credit reporting agencies. During this time, some amazing things will be happening behind the scenes, on your behalf. People on our team, with years of experience getting thousands of accounts removed, will be working to transform your credit into something you’ll be proud of.

We’ll leverage these laws to remove negative accounts from your credit report that are inaccurate, outdated, and Fair Credit Reporting Act

  • Fair Credit Reporting Act 
  • Fair Debt Collection Practices Act 
  • Fair Credit Billing Act
  • Attorney Assistance

We’ll also guide and assist you in Building or Re-establishing Credit. Opening new credit accounts is an extremely crucial aspect of improving your score. Adding new credit is actually the fastest method of boosting a score. Most people think removing negative accounts is the way to see your score move quickly, but it’s not. The removal of negative inaccurate accounts is an important part of the process, but it’s not the only or most important. The typical life cycle of our clients credit repair range between 3-6 months. But on occasion I see clients who are completely done in two months or even less. We prefer to set realistic expectations and wow you afterwards. On average, clients we work with, see a 129 point credit score increase within 57 days. Those are averages, but there are cases when clients see a dramatic score increase of 200 or more points within 60 days or less. Cases like that are not the average, but it happens.

 

5th Step – You’ve completed the process

Our statistics show that over a 6 month period an average of 79% of inaccurate, incomplete, outdated, and unverifiable negative accounts are removed. But there are occasions in which I see every negative account from a client’s credit report removed in just 90 days. But we’d much rather set realistic expectations and let you know that credit repair takes time and that it’s not an overnight process.

Once you’ve completed our program and you’re in a better position with your credit, we’re not done. We’ll continue to provide you with helpful information, tools and resources to maintain your credit. Your not just another number, you’re part of a family who will continue to support you in every way we can.


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