A Proven Process..

Fix Your Credit and Gain Financial Security For Yourself and Your Family So You’ll Have Extra
Cash To Save, Invest, and Enjoy Life

icon_shopper_BBB_ethical.png

Don’t Let Credit Problems Get You Down or Hold You Back

Credit Repair is Faster and Easier Than You Think.

Too many people accept their credit problems as a life sentence and give up on their dreams of owning their own home or ever getting themselves out of debt. The good news is: it doesn’t have to be this way. 

Find Out Exactly How I Can Help You

video Block
Double-click here to add a video by URL or embed code. Learn more
aazim new.jpg

WHAT I DO

I provide professional credit restoration service for African American men who are looking to get approved for a mortgage, auto, personal, or business loan but can’t because of their credit. Black men are often underserved in this area, so I focus my services on helping men just like me who have struggled with their credit. I leverage the power of the law, years of experience and my knowledge in order to permanently remove inaccurate, outdated, and unverifiable negative accounts, while helping them build positive credit history by opening new credit with lenders that’ll approve them even with low scores and negative history. I also help guide my clients in securing cash and credit through our professional network in order to save them time, money, and provide a hassle-free experience from beginning to end. 

THIS IS NOT TYPICAL CREDIT REPAIR

Credit repair companies only work on removing derogatory payment history, which represents only 35% of an individual's score. There are 5 factors that actually impact a credit score and we focus on all 5 in order to get the best results. I work with my clients on 100% of what makes up their credit score. Most borrowers believe that the only reason they have a low score is because of late pays, charge-offs, bankruptcies, etc., but did you know that there are instances wherein a borrower with a bankruptcy may have a higher score than a borrower with just a couple late pays? The fact is that there are many reasons why a credit score is low and the only way to know what those reasons are is through experience, research and staying on top of the credit industry laws and changes in the scoring model industry. I have successfully helped my clients raise their credit scores under even the most difficult circumstances.

HOW I WORK

5 IMPORTANT STEPS

STEP ONE –  Schedule a 10 minute introductory consultation 

We will need to determine if we’re a good fit for one another. You’ll need to complete the consultation form, answer a few important questions and book your appointment to talk about your situation. 

STEP TWO – We’ll audit your credit report.

You’ll need to provide us with a recent copy of your credit report. If you don’t have a tri-merge credit report with scores, you can get a copy for as little as $1 by signing up for a 7 day trial with IdentityIQ, a recommended third party credit monitoring company. After obtaining your credit report. You’ll need to forward us a copy or the login credentials (username, password, and last 4 of social) so we can do a line by line audit. We’ll look for common errors like outdated information, incorrect loan amounts, and more. The mistakes can be used as leverage to legally remove negative accounts, even if you didn’t pay. 

STEP THREE -  We create a custom credit transformation plan.

After your credit report is reviewed we’ll create a custom plan to repair and build your credit. A strategy that’s specific to your needs and goals is composed so that you don’t waste time or money. If necessary the process may include opening new credit accounts and raising your credit limits on your current revolving accounts. 

STEP FOUR - We start the credit repair and building process

As part of your credit transformation process, we’ll dispute negative accounts that are harming your credit. Over 79% of credit reports have errors, and we’ll leverage those mistakes to force the credit agencies to legally remove anything that’s inaccurate, unverifiable, or outdated. Within 3 days after you sign up, your disputes are prepared and sent out 

STEP FOUR - We start the credit repair and building process

As part of your credit transformation process, we’ll dispute negative accounts that are harming your credit. Over 79% of credit reports have errors, and we’ll leverage those mistakes to force the credit agencies to legally remove anything that’s inaccurate, unverifiable, or outdated. Within 3 days after you sign up, your disputes are prepared and sent out

STEP FIVE – We follow up and monitor the progress

Within 30 – 35 days you’ll get results from the credit reporting agencies and creditors sent directly to you in the mail. Upon receipt of your results, you’ll need to upload the results to your online secured client portal, so we can review the results and respond accordingly. You can conveniently monitor the progress of your results online 24/7, so you stay informed. We recommend that you expect between a 4 – 6 month minimum participation to experience the full effectiveness of the credit transformation process. Credit repair is not an overnight process, it takes time, patience and persistence

CLIENT RESULTS

MY CLIENT

LAWRENCE GINOBLEY

Absolutely Amazing results! My scores have gone up 157 points since I started 2 months ago. I've been following all the recommendations that Jenis gave me and all the things she told me would happen has actually happened. You guys have certainly exceeded my expectations.” 

MY CLIENT

JANICE JOHNSTON

“I am only in the beginning of my second round and have had a jump of 93 points with one of the credit rating agencies as well as seen a very significant increase with the other two rating agencies and have two new lines of credit! Your program not only met my expectations but exceeded my expectations.”

THE HIDDEN COST OF BAD CREDIT

You’re probably not aware of how much your credit problems are costing you. Did you know that for each extra 1% of interest added to a thirty-year mortgage on a $200,000 home, you’ll be paying an additional $50,000 in interest?

And that’s just one example among many. If your local bank turns you down for a loan, you can get a payday loan – at up to 400% (or more) interest. In too many ways to list here, it costs you far more to ignore your credit problems than it does to do something to fix them.

You need someone who intimately knows the workings of the credit reporting agencies, how your credit score is calculated, and how to quickly and easily improve your credit rating to give you some financial breathing room.

I offer a completely “done for you” solution that helps you climb out of the terrible trap of bad credit and finally get your financial life on track 

 

Does any of the following sound familiar?

  • Unethical bill collectors harassing you and your family, and illegally pestering your landlord, relatives, friends, and employer
     

  • Being turned down for even the smallest credit loans and purchases
     

  • Being denied a home mortgage, or charged outrageous, back-breaking interest rates if you are able to get one
     

  • Constant anxiety as you never quite get caught up with the bills
     

  • Facing the embarrassment of knowing you’ll get denied before you even apply
     

  • Feeling that your dreams are fading away out of reach 

 

If any of those things sounded familiar to you, here’s the good news:

You don’t have to keep making the banks richer by handing over your hard-earned money in the form of back breaking interest rates.

I AM ON A MISSION…

I’m Aazim Sharp, I’m a certified FICO professional and credit transformation strategist, and I can help you repair your credit so you can get the things you want and need . There’s no reason to keep making the banks richer by handing over your hard-earned money in the form of criminally high interest rates. In the past 8 years I have helped remove more than 136,000 negative accounts LEGALLY and PERMANENTLY from my clients credit reports. And on average, their scores are up 129 points in just 57 days after  working with me. The great success of my credit transformation program has helped my clients receive over 36,000,000 (36 million dollars) in cash and credit loans to buy homes, start businesses, get credit cards and just enjoy life. That’s an amazing accomplishment.


You can fix your credit problems, no matter how hopeless they seem now, and begin living your life the way you’ve always wanted to live it.

And it’s easy to get started – My complete credit transformation process gives you regular updates on your credit status, changes in your credit report, and your credit score.

I’ll work with you to achieve your credit and financial goals, no matter if  it’s buying your first home, improving terms on an existing mortgage, or just simply getting bill collectors off your back for good.

I’ll work with you to make sure there are no mistakes on your credit report. (You’d be alarmed to find out that over 79% of credit reports have errors on them – and I use those errors as leverage to have negative accounts legally and permanently removed from your credit report)

Join more than 1600 people who have already used my service to dramatically improve their lives and their finances. If you’re fed up with constantly running as fast as you can to keep up with your bills, and still slowly losing ground, then it’s time for you to take that important first step to regaining your financial health and peace of mind – book a free 10 minute talk to see how I can help you.

Don’t waste another precious day – schedule a 10 minute call to speak with me or a member of my team. There’s absolutely no obligation, and even if you decide not to use my services, you’ll still receive extremely valuable information that you can use immediately to improve your credit and finances.

YOU’RE NOT A GOOD FIT

If you ..

Can’t pay your current bills on time

Have unrealistic expectations and looking for overnight success

Can’t stick to a plan and aren’t committed to changing your credit

Aren’t willing to invest the money it takes to COMPLETE the process

Want cheaply priced, low quality, commonly used, outdated "credit repair” 


Food for thought:

If credit repair was just sending out dispute letters, why don’t more people have good credit?

WHAT CLIENTS ARE SAYING

video Block
Double-click here to add a video by URL or embed code. Learn more
video Block
Double-click here to add a video by URL or embed code. Learn more
video Block
Double-click here to add a video by URL or embed code. Learn more
video Block
Double-click here to add a video by URL or embed code. Learn more

WHAT YOU GET WITH ME

Line by line credit audit so we’ll find errors seen on 79% of credit all reports and use those mistakes as leverage to get negative accounts legally removed

Customized credit transformation plan so you get better results

Remove outdated personal information so you’re information is accurate and the likelihood of negative accounts being removed increases dramatically

Unlimited negative account disputes so you get faster results and spend less money

Advanced dispute tactics implemented to address those harder to remove accounts like repo’s and foreclosures

Client portal- tracker so you can conveniently track your results online 24/7 and stay informed so you feel good about the investment your making

Credit score improvement assistance so you credit score can go up and increase your chances of getting approved for loans

Goodwill interventions used to aid in the removal of late payments

Debt validation used to force your creditors to provide a great deal of documented proof of the alleged debt, which in almost all cases, they can’t

Pay for deletion, a highly effective strategy to aid in the removal of any negative accounts that weren’t successfully removed after a couple of dispute rounds

Attorney assistance used as leverage when dealing with creditors and reporting agencies to force them to comply with laws they often violate and dramatically increases your favorable results.

Student loan debt reduction relief to give you a helping hand and cut your monthly expenses so you can save money

Double your available credit limit on existing credit cards so you have more available funds for a rainy days and enjoyment

Cancel anytime – month to month agreement so you’re not locked in to a long term commitment and your in control

Risk free - money back guarantee so you don’t risk a single dime of your hard earned money

Lifetime warranty on deleted accounts  to give you insurance against any negative accounts that were deleted reappearing again

Second chance back accounts to help stop the inconvenience of not having a place to deposit your checks, pay bills and avoid lines at the check cashing place.