This CLIENT TERM AGREEMENT (“Agreement”) is made and effective on (date) by and between “LEAF Credit Solutions” (“Company”) and (“Client”).
NOW, THEREFORE, in consideration of the mutual promises contained herein, the parties agree as follows:
As used herein, the following terms shall have the meanings set forth below:
A. “Products” shall mean the following of Company’s products to be sold by Company: “LEAF Credit Solutions”
Client warrants to Company that it does not currently represent or promote any lines or products that compete with the Company’s Products.
A. Indemnification by Client. Client shall indemnify and hold LEAF Credit Solutions free and harmless from any and all claims, damages or lawsuits (including reasonable attorney’s fees) arising out of negligence or malfeasant acts of Client.
B. Indemnification by Company. LEAF Credit Solutions shall indemnify and hold Client free and harmless from any and all claims, damages or lawsuits (including reasonable attorney’s fees) arising out of failure of Company to provide reasonable credit score increase within the allotted term.
Under no circumstances shall LEAF Credit Solutions be responsible to Client or anyone else for its failure to fill accepted orders, or for its delay in filling accepted orders, when such failure or delay due to strike, accident, labor trouble, acts of nature, war, civil disturbance, vendor problems or any cause beyond LEAF Credit Solutions reasonable control.
“LEAF Credit Solutions” credit restoration services have the option of fulfilling the credit services through a credit services processor or affiliate to best serve you.
A. Term. This Agreement shall continue as outlines in “Exhibit A” unless terminated by LEAD Credit Repair as provided herein. Thereafter, this Agreement shall continue until terminated by conditions provided within this agreement.
B. Termination for Cause. If either party default in the performance of any material obligation in this Agreement, the non-defaulting party may give written notice to the defaulting party and if the default is not cured within thirty (30) days following such notice, the Agreement will be terminated.
In the event of termination by either party in accordance with any of the provisions of this Agreement, neither party shall be liable to the other, because of the termination for compensation or reimbursement or damages on account of the loss of prospective profits or anticipated sales or on account of expenditures, investments, leases or commitments in connection with the business or goodwill of LEAF Credit Solutions
Client acknowledges that by reason its relationship to LEAF Credit Solutions hereunder it will have access to certain information and materials concerning business plans, clients, technology, and products that is confidential and of substantial value to Company, which value would be impaired if such information were disclosed to third parties. Client agrees that it shall not use in any way for its own account or the account of any third party, nor disclose to any third party, any such confidential information revealed to it by LEAF Credit Solutions. LEAF Credit Solutions shall advise Client whether or not it considers any particular information or materials to be confidential.
This agreement shall be governed by and construed according to the laws of the State of New Jersey.
This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter herein and supersedes any prior discussions or agreements between them. No modification of or amendment to this Agreement, nor any waiver of any rights under this Agreement, shall be effective unless in writing signed by the party to be charged.
Any notices required or permitted by this Agreement shall be deemed given if sent by Certified mail, postage, e-mail, fax, return receipt requested or by recognized overnight delivery service: If LEAF Credit Solutions; At it’s principal place of business or if to Client, at the aforementioned address.
If any provision of this Agreement is held to be invalid by a court of competent jurisdiction, then the remaining provisions shall nevertheless remain in full force and effect.
The prevailing party in any legal action brought by one party against the other and arising out of this Agreement shall be entitled, in addition to any other rights and remedies it may have, to reimbursement for its expenses, including court and reasonable attorneys’ fees.
Headings used in this Agreement are provided for convenience only and shall not be used to construe meaning or intent.
IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written.
LEAF Credit Solutions will:
It is agreed that this Disclosure Statement has been signed prior to the execution of the Contractual Agreement between the parties.
Said disclosure statement received by the undersigned consumer on this day
Notice of right to cancel: You may cancel this contract, without penalty or obligation, within Five (5) days after the date your enrollment payment is received.
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any “credit repair” company or credit repair organizations has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.
You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
You have a right to sue a credit repair organization that violates the Credit Report Organization Act. This law prohibits deceptive practices by credit repair organizations.
You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed in. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.
You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.
If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580’.
(b) Separate Statement Requirement – The written statement required under this section shall be provided as a document which is separate from any written contract or other agreement between the credit repair organization and the consumer or any other written material provided to the consumer.
(c) Retention of Compliance Records –
You may cancel this contract, without penalty or obligation, within Five (5) days after the date your enrollment payment is received.
If you cancel, any payment made by you under the contract will be returned within Five (5) business days after the date of receipt by the seller of your cancellation notice.
To cancel this contract, mail, fax, or deliver a signed dated copy of this cancellation notice or other written notice, to LEAF Credit Solutions at above address, not later than midnight of the 5th day after enrollment payment is received.
LEAF Credit Solutions needs permission from you, (the client) to communicate with credit bureaus, creditors, data furnishers and others, in your name and on your behalf, including writing, signing and transmitting letters and electronic documents in your name. This is a Limited Power of Attorney, granting permission to LEAF Credit Solutions to do this. It authorizes and directs LEAF Credit Solutions to act as your disclosed and undisclosed agent when performing the services you have retained LEAF Credit Solutions to provide. You may cancel your authorization and this Limited Power of Attorney at any time by sending LEAF Credit Solutions Revocation of Limited Power of Attorney stating that you retract your authorization. Without this written authorization and Limited Power of Attorney, LEAF Credit Solutions is unable to represent you, therefore canceling this authorization will close your case. Please print a copy of this Agreement for your records.
Be it known that by submitting this form I,_______________________________________________, hereby grant a Limited Power of Attorney to LEAF Credit Solutions and any and all persons they employ, as my agent, to have the necessary power and authority to undertake and perform the following on my behalf:
I,__________________________________________________, hereby give permission to LEAF Credit Solutions to sign all documents written on my behalf, as my duly appointed proxy, for the purpose of disputing inaccurate, erroneous, and obsolete credit information held on my credit report by consumer credit reporting agencies.
I appoint LEAF Credit Solutions as my agent to act on my behalf, as set forth in the following matters only; signing of correspondences addressed to credit bureaus, creditors and data furnishers, obtaining credit information over the telephone, fax, and/or through written correspondence from credit bureaus, creditors, data furnishers and/or collection agencies.
If mediation of a debt is necessary, I,__________________________________________, give LEAF Credit Solutions and its officers, the right to discuss information to help resolve, reduce, or dispute a debt.
I,_______________________________________________________________________, understand that I have the right to revoke or terminate this limited power of attorney at any time, with a written Revocation of Limited Power of Attorney to LEAF Credit Solutions According to the Consumer Credit File Rights, Under State and Federal Law, I have been made aware of the fact that I could attempt to repair my own credit.
This “Limited Power of Attorney” is given to LEAF Credit Solutions in compliance with Section 611 of the Federal Fair Credit Reporting Act (FCRA).
Client Signature: Client Name: Today’s Date: Social Security: